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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,994 | $160,028-11.3% | $147,080-3.5% | $145,884-2.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.88% | 98.60%-88.7pp | 420.17%-410.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $9,958 | $5,286+88.4% | $4,933+101.9% | $4,662+113.6% |
| Participant deferral / active EE | $9,024 | $8,422+7.1% | $8,066+11.9% | $6,690+34.9% |
| Admin fee / account holder | $1,905 | $15,030-87.3% | $12,989-85.3% | $13,392-85.8% |