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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,071 | $76,371-51.5% | $93,621-60.4% | $72,975-49.2% |
| Participation rate | 96.2% | 71.8%+24.4pp | 75.8%+20.3pp | 69.5%+26.7pp |
| Annual return | 0.00% | 25.82%-25.8pp | 32.76%-32.8pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,644 | $2,276-27.8% | $2,719-39.5% | $2,440-32.6% |
| Participant deferral / active EE | $3,291 | $3,538-7.0% | $4,070-19.1% | $3,608-8.8% |
| Admin fee / account holder | $1,721 | $6,839-74.8% | $7,890-78.2% | $5,124-66.4% |