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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,925 | $148,629-57.0% | $135,982-53.0% | $139,487-54.2% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 37.09% | 79.33%-42.2pp | 68.32%-31.2pp | 373.84%-336.8pp |
| Employer contribution / active EE | $5,119 | $5,247-2.4% | $4,859+5.3% | $4,755+7.7% |
| Participant deferral / active EE | $2,752 | $8,102-66.0% | $7,760-64.5% | $6,713-59.0% |
| Admin fee / account holder | $139 | $12,406-98.9% | $10,767-98.7% | $11,407-98.8% |