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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,423 | $138,114-80.9% | $125,391-78.9% | $134,545-80.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.07% | 750.88%-769.0pp | 572.41%-590.5pp | 418.37%-436.4pp |
| Employer contribution / active EE | $4,968 | $5,246-5.3% | $4,816+3.2% | $4,742+4.8% |
| Participant deferral / active EE | $8,571 | $7,801+9.9% | $7,448+15.1% | $6,401+33.9% |
| Admin fee / account holder | $4,900 | $11,570-57.7% | $10,009-51.0% | $11,431-57.1% |