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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURA Service code 15 · EIN 36-6071399 | Recordkeeping | $128,193 |
RAYMOND JAMES FINANCIAL SERVICES3+ years Filed as: RAYMOND JAMES & ASSOCIATES INC Service code 16 · EIN 59-1237041 | Consulting | $48,000 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,918 | $45,000-51.3% | $143,797-84.8% | $77,906-71.9% |
| Participation rate | 88.6% | 66.8%+21.8pp | 80.3%+8.3pp | 73.7%+14.9pp |
| Annual return | -12.63% | 29.03%-41.7pp | -0.04%-12.6pp | 12.16%-24.8pp |
| Employer contribution / active EE | $497 | $1,870-73.4% | $4,952-90.0% | $2,846-82.6% |
| Participant deferral / active EE | $3,702 | $3,157+17.3% | $5,638-34.4% | $4,805-23.0% |
| Admin fee / account holder | $49 | $98-50.3% | $14,679-99.7% | $133-63.1% |