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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,780 | $167,533-86.4% | $151,645-85.0% | $134,545-83.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -13.46% | 7.81%-21.3pp | 3.34%-16.8pp | 418.37%-431.8pp |
| Employer contribution / active EE | $2,193 | $6,828-67.9% | $6,165-64.4% | $4,742-53.7% |
| Participant deferral / active EE | $4,822 | $8,985-46.3% | $8,363-42.3% | $6,401-24.7% |
| Admin fee / account holder | $1,323 | $13,781-90.4% | $11,614-88.6% | $11,431-88.4% |