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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,489 | $49,199-21.8% | $121,210-68.2% | $75,177-48.8% |
| Participation rate | 46.0% | 55.4%-9.5pp | 69.5%-23.6pp | 67.2%-21.2pp |
| Annual return | 104.68% | 56.04%+48.6pp | 987.41%-882.7pp | 160.75%-56.1pp |
| Employer contribution / active EE | $2,578 | $1,547+66.6% | $4,171-38.2% | $2,671-3.5% |
| Participant deferral / active EE | $5,403 | $2,630+105.5% | $4,084+32.3% | $4,126+30.9% |
| Admin fee / account holder | $1,136 | $3,946-71.2% | $5,647-79.9% | $5,651-79.9% |