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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,850 | $185,312+94.7% | $161,489+123.5% | $154,746+133.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.39% | 103.84%-85.4pp | 89.72%-71.3pp | 172.34%-153.9pp |
| Employer contribution / active EE | $10,529 | $4,769+120.8% | $4,268+146.7% | $4,379+140.4% |
| Participant deferral / active EE | $6,906 | $6,350+8.8% | $5,630+22.7% | $6,730+2.6% |
| Admin fee / account holder | $2,893 | $18,654-84.5% | $16,006-81.9% | $14,365-79.9% |