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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,054 | $148,629-46.1% | $135,982-41.1% | $139,487-42.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 292.58% | 79.33%+213.3pp | 68.32%+224.3pp | 373.84%-81.3pp |
| Employer contribution / active EE | $2,843 | $5,247-45.8% | $4,859-41.5% | $4,755-40.2% |
| Participant deferral / active EE | $7,008 | $8,102-13.5% | $7,760-9.7% | $6,713+4.4% |
| Admin fee / account holder | $1,760 | $12,406-85.8% | $10,767-83.7% | $11,407-84.6% |