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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,168 | $114,119-64.8% | $107,187-62.5% | $138,895-71.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 79.9%-13.3pp |
| Annual return | 23.77% | 273.21%-249.4pp | 204.55%-180.8pp | 145.39%-121.6pp |
| Employer contribution / active EE | $4,050 | $4,059-0.2% | $3,782+7.1% | $4,194-3.4% |
| Participant deferral / active EE | $6,530 | $5,538+17.9% | $5,096+28.1% | $6,396+2.1% |
| Admin fee / account holder | $2,426 | $10,024-75.8% | $9,162-73.5% | $12,562-80.7% |