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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,168 | $111,535-64.0% | $105,223-61.8% | $137,256-70.7% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 23.77% | 237.85%-214.1pp | 180.65%-156.9pp | 220.34%-196.6pp |
| Employer contribution / active EE | $4,050 | $3,939+2.8% | $3,689+9.8% | $4,156-2.5% |
| Participant deferral / active EE | $6,530 | $5,500+18.7% | $5,072+28.7% | $6,407+1.9% |
| Admin fee / account holder | $2,426 | $9,721-75.0% | $8,859-72.6% | $12,270-80.2% |