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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,040 | $98,776+6.3% | $149,745-29.9% | $79,856+31.5% |
| Participation rate | 96.3% | 75.8%+20.5pp | 82.5%+13.8pp | 69.6%+26.7pp |
| Annual return | 18.93% | 27.38%-8.4pp | 276.72%-257.8pp | 31.71%-12.8pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,230 | $5,681+97.7% | $6,843+64.1% | $3,741+200.2% |
| Admin fee / account holder | $705 | $6,053-88.3% | $9,312-92.4% | $5,306-86.7% |