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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,339 | $148,629-91.7% | $135,982-90.9% | $139,487-91.2% |
| Participation rate | 54.5% | 83.9%-29.3pp | 81.9%-27.4pp | 80.3%-25.8pp |
| Annual return | 39.47% | 79.33%-39.9pp | 68.32%-28.9pp | 373.84%-334.4pp |
| Employer contribution / active EE | $1,170 | $5,247-77.7% | $4,859-75.9% | $4,755-75.4% |
| Participant deferral / active EE | $3,972 | $8,102-51.0% | $7,760-48.8% | $6,713-40.8% |
| Admin fee / account holder | $150 | $12,406-98.8% | $10,767-98.6% | $11,407-98.7% |