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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,053 | $148,629-39.4% | $135,982-33.8% | $139,487-35.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 33.51% | 79.33%-45.8pp | 68.32%-34.8pp | 373.84%-340.3pp |
| Employer contribution / active EE | $4,615 | $5,247-12.0% | $4,859-5.0% | $4,755-2.9% |
| Participant deferral / active EE | $14,859 | $8,102+83.4% | $7,760+91.5% | $6,713+121.4% |
| Admin fee / account holder | $814 | $12,406-93.4% | $10,767-92.4% | $11,407-92.9% |