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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,356 | $183,516+26.6% | $155,534+49.4% | $145,884+59.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.51% | 61.43%-50.9pp | 64.92%-54.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $9,456 | $5,315+77.9% | $4,675+102.3% | $4,662+102.8% |
| Participant deferral / active EE | $9,760 | $6,467+50.9% | $5,630+73.3% | $6,690+45.9% |
| Admin fee / account holder | $21,775 | $19,293+12.9% | $15,900+36.9% | $13,392+62.6% |