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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,077 | $110,212-65.5% | $96,534-60.6% | $139,466-72.7% |
| Participation rate | 66.7% | 78.1%-11.5pp | 76.0%-9.3pp | 80.3%-13.7pp |
| Annual return | 12.06% | 26.42%-14.4pp | 25.88%-13.8pp | 373.66%-361.6pp |
| Employer contribution / active EE | $4,038 | $3,620+11.6% | $2,965+36.2% | $4,754-15.1% |
| Participant deferral / active EE | $10,000 | $5,547+80.3% | $4,851+106.1% | $6,712+49.0% |
| Admin fee / account holder | $30,028 | $11,599+158.9% | $8,253+263.8% | $11,409+163.2% |