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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,242 | $162,136-56.7% | $152,301-53.9% | $154,746-54.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.71% | 91.02%-79.3pp | 80.50%-68.8pp | 172.34%-160.6pp |
| Employer contribution / active EE | $2,333 | $4,890-52.3% | $4,624-49.6% | $4,379-46.7% |
| Participant deferral / active EE | $6,957 | $8,341-16.6% | $8,004-13.1% | $6,730+3.4% |
| Admin fee / account holder | $5,458 | $15,759-65.4% | $14,398-62.1% | $14,365-62.0% |