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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,242 | $196,972-64.3% | $182,262-61.5% | $198,609-64.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 11.71% | 158.27%-146.6pp | 140.60%-128.9pp | 202.70%-191.0pp |
| Employer contribution / active EE | $2,333 | $5,364-56.5% | $5,046-53.8% | $5,055-53.9% |
| Participant deferral / active EE | $6,957 | $8,643-19.5% | $8,276-15.9% | $6,977-0.3% |
| Admin fee / account holder | $5,458 | $18,429-70.4% | $16,712-67.3% | $19,030-71.3% |