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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,100 | $167,362-94.0% | $143,799-93.0% | $134,532-92.5% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -21.34% | 0.47%-21.8pp | -0.04%-21.3pp | 418.27%-439.6pp |
| Employer contribution / active EE | $2,733 | $5,620-51.4% | $4,952-44.8% | $4,741-42.4% |
| Participant deferral / active EE | $2,872 | $6,447-55.5% | $5,638-49.1% | $6,401-55.1% |
| Admin fee / account holder | $1,028 | $18,094-94.3% | $14,677-93.0% | $11,429-91.0% |