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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,351 | $80,748-37.6% | $102,383-50.8% | $74,429-32.4% |
| Participation rate | 29.4% | 65.7%-36.3pp | 74.5%-45.2pp | 67.2%-37.9pp |
| Annual return | 13.81% | 27.57%-13.8pp | 24.94%-11.1pp | 1368.38%-1354.6pp |
| Employer contribution / active EE | $1,165 | $3,159-63.1% | $3,870-69.9% | $2,625-55.6% |
| Participant deferral / active EE | $1,844 | $3,861-52.2% | $5,060-63.6% | $4,348-57.6% |
| Admin fee / account holder | $2,552 | $2,371+7.7% | $8,391-69.6% | $1,944+31.3% |