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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,590 | $91,537-57.8% | $130,045-70.3% | $75,173-48.7% |
| Participation rate | 66.1% | 71.5%-5.4pp | 78.5%-12.4pp | 67.2%-1.1pp |
| Annual return | 22.20% | -631.55%+653.7pp | -137.30%+159.5pp | 160.72%-138.5pp |
| Employer contribution / active EE | $2,848 | $2,845+0.1% | $4,321-34.1% | $2,671+6.6% |
| Participant deferral / active EE | $5,055 | $4,343+16.4% | $5,820-13.1% | $4,126+22.5% |
| Admin fee / account holder | $10,590 | $6,780+56.2% | $10,600-0.1% | $5,651+87.4% |