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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,542 | $99,668-68.4% | $86,451-63.5% | $134,545-76.6% |
| Participation rate | 80.0% | 82.1%-2.1pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -20.99% | 6789.61%-6810.6pp | 4398.51%-4419.5pp | 418.37%-439.4pp |
| Employer contribution / active EE | $0 | $4,403-100.0% | $3,770-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $9,088 | $7,249+25.4% | $6,953+30.7% | $6,401+42.0% |
| Admin fee / account holder | $1,849 | $8,377-77.9% | $6,734-72.6% | $11,431-83.8% |