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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,043 | $65,566-26.7% | $86,235-44.3% | $75,177-36.1% |
| Participation rate | 57.6% | 60.5%-2.9pp | 69.0%-11.4pp | 67.2%-9.6pp |
| Annual return | 16.13% | 46.07%-29.9pp | 1170.03%-1153.9pp | 160.75%-144.6pp |
| Employer contribution / active EE | $1,013 | $1,553-34.8% | $2,381-57.4% | $2,671-62.1% |
| Participant deferral / active EE | $1,782 | $3,023-41.0% | $3,987-55.3% | $4,126-56.8% |
| Admin fee / account holder | $19,444 | $5,470+255.5% | $6,856+183.6% | $5,651+244.1% |