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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,197 | $71,230-15.5% | $93,727-35.8% | $80,959-25.6% |
| Participation rate | 56.3% | 60.4%-4.1pp | 68.7%-12.5pp | 67.7%-11.4pp |
| Annual return | 11.52% | 11.26%+0.3pp | 133.83%-122.3pp | 35.67%-24.1pp |
| Employer contribution / active EE | $873 | $1,565-44.2% | $2,421-63.9% | $2,757-68.3% |
| Participant deferral / active EE | $1,703 | $4,037-57.8% | $4,417-61.4% | $4,300-60.4% |
| Admin fee / account holder | $1,920 | $6,961-72.4% | $8,292-76.8% | $6,925-72.3% |