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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,516 | $162,136-91.0% | $152,301-90.5% | $154,746-90.6% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 29.21% | 91.02%-61.8pp | 80.50%-51.3pp | 172.34%-143.1pp |
| Employer contribution / active EE | $3,216 | $4,890-34.2% | $4,624-30.5% | $4,379-26.6% |
| Participant deferral / active EE | $11,323 | $8,341+35.7% | $8,004+41.5% | $6,730+68.2% |
| Admin fee / account holder | $4,452 | $15,759-71.7% | $14,398-69.1% | $14,365-69.0% |