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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,516 | $196,972-92.6% | $182,262-92.0% | $198,609-92.7% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 29.21% | 158.27%-129.1pp | 140.60%-111.4pp | 202.70%-173.5pp |
| Employer contribution / active EE | $3,216 | $5,364-40.0% | $5,046-36.3% | $5,055-36.4% |
| Participant deferral / active EE | $11,323 | $8,643+31.0% | $8,276+36.8% | $6,977+62.3% |
| Admin fee / account holder | $4,452 | $18,429-75.8% | $16,712-73.4% | $19,030-76.6% |