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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,516 | $154,228-90.6% | $145,433-90.0% | $137,256-89.4% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 29.21% | 74.59%-45.4pp | 66.58%-37.4pp | 220.34%-191.1pp |
| Employer contribution / active EE | $3,216 | $4,804-33.1% | $4,554-29.4% | $4,156-22.6% |
| Participant deferral / active EE | $11,323 | $8,216+37.8% | $7,897+43.4% | $6,407+76.7% |
| Admin fee / account holder | $4,452 | $14,344-69.0% | $13,129-66.1% | $12,270-63.7% |