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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,984 | $150,412-51.5% | $120,574-39.5% | $145,884-50.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 7.47% | 154.50%-147.0pp | 107.42%-100.0pp | 551.85%-544.4pp |
| Employer contribution / active EE | $8,135 | $4,355+86.8% | $3,471+134.4% | $4,662+74.5% |
| Participant deferral / active EE | $4,031 | $6,175-34.7% | $4,996-19.3% | $6,690-39.7% |
| Admin fee / account holder | $746 | $12,224-93.9% | $9,445-92.1% | $13,392-94.4% |