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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,703 | $817,678-97.7% | $392,568-95.2% | $152,897-87.8% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.1%-11.4pp | 82.5%-15.8pp |
| Annual return | 0.00% | 22.84%-22.8pp | 24.42%-24.4pp | 345.43%-345.4pp |
| Employer contribution / active EE | $1,875 | $5,502-65.9% | $3,783-50.4% | $4,764-60.6% |
| Participant deferral / active EE | $9,625 | $8,398+14.6% | $5,985+60.8% | $5,851+64.5% |
| Admin fee / account holder | $10 | $12,095-99.9% | $6,260-99.8% | $11,599-99.9% |