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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,970 | $176,105-57.4% | $159,474-53.0% | $167,536-55.3% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.45% | 331.91%-323.5pp | 263.68%-255.2pp | 478.82%-470.4pp |
| Employer contribution / active EE | $6,217 | $5,299+17.3% | $4,831+28.7% | $4,839+28.5% |
| Participant deferral / active EE | $27,059 | $7,751+249.1% | $7,353+268.0% | $6,342+326.7% |
| Admin fee / account holder | $405 | $12,559-96.8% | $10,802-96.3% | $12,315-96.7% |