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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,359 | $147,727-94.3% | $115,756-92.8% | $134,545-93.8% |
| Participation rate | 66.7% | 80.4%-13.8pp | 77.1%-10.4pp | 81.2%-14.6pp |
| Annual return | -25.34% | 73.96%-99.3pp | 143.14%-168.5pp | 418.37%-443.7pp |
| Employer contribution / active EE | $1,146 | $4,713-75.7% | $3,793-69.8% | $4,742-75.8% |
| Participant deferral / active EE | $2,321 | $7,563-69.3% | $6,254-62.9% | $6,401-63.7% |
| Admin fee / account holder | $26 | $14,571-99.8% | $8,124-99.7% | $11,431-99.8% |