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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO. Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $44,502 |
Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 27 · EIN 04-2675571 | Advisory (Plan) | $39,272 |
Service code 13 ONE RAYMOND DRIVE - SUITE 7 · HAVERTOWN, PA 19083 | Contract Administrator | $23,871 |
Filed as: SILVER FALLS DERMATOLOGY LLC Service code 99 · EIN 22-3319984 1793 13TH ST SE · SALEM, OR 97302 | Other Fees | $258 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,622 | $50,820+23.2% | $155,567-59.7% | $77,671-19.4% |
| Participation rate | 56.1% | 63.1%-7.1pp | 78.2%-22.1pp | 70.6%-14.5pp |
| Annual return | 14.87% | 34.85%-20.0pp | 64.74%-49.9pp | 31.21%-16.3pp |
| Employer contribution / active EE | $2,421 | $1,993+21.5% | $4,674-48.2% | $2,726-11.2% |
| Participant deferral / active EE | $4,336 | $2,823+53.6% | $5,628-22.9% | $4,648-6.7% |
| Admin fee / account holder | $324 | $436-25.6% | $15,916-98.0% | $430-24.7% |