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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,798 | $58,320-31.8% | $86,451-54.0% | $66,949-40.6% |
| Participation rate | 67.9% | 78.6%-10.7pp | 80.3%-12.5pp | 69.8%-2.0pp |
| Annual return | 0.00% | -9.71%+9.7pp | 4398.51%-4398.5pp | 1.57%-1.6pp |
| Employer contribution / active EE | $2,299 | $2,615-12.1% | $3,770-39.0% | $2,545-9.7% |
| Participant deferral / active EE | $5,032 | $6,899-27.1% | $6,953-27.6% | $4,239+18.7% |
| Admin fee / account holder | $4,187 | $546+667.0% | $6,734-37.8% | $594+605.3% |