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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,816 | $154,228-40.5% | $145,433-36.9% | $137,256-33.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 74.52% | 74.59%-0.1pp | 66.58%+7.9pp | 220.34%-145.8pp |
| Employer contribution / active EE | $4,675 | $4,804-2.7% | $4,554+2.6% | $4,156+12.5% |
| Participant deferral / active EE | $8,441 | $8,216+2.7% | $7,897+6.9% | $6,407+31.8% |
| Admin fee / account holder | $1,230 | $14,344-91.4% | $13,129-90.6% | $12,270-90.0% |