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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,663 | $138,102+2.6% | $125,381+13.0% | $134,532+5.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.97% | 750.73%-768.7pp | 572.31%-590.3pp | 418.27%-436.2pp |
| Employer contribution / active EE | $14,539 | $5,245+177.2% | $4,815+201.9% | $4,741+206.7% |
| Participant deferral / active EE | $21,065 | $7,801+170.0% | $7,448+182.8% | $6,401+229.1% |
| Admin fee / account holder | $32,346 | $11,568+179.6% | $10,007+223.2% | $11,429+183.0% |