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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,966 | $82,674-73.4% | $125,381-82.5% | $68,486-67.9% |
| Participation rate | 82.4% | 75.1%+7.3pp | 82.4%0pp | 67.9%+14.5pp |
| Annual return | -4.67% | -5.97%+1.3pp | 572.31%-577.0pp | -7.85%+3.2pp |
| Employer contribution / active EE | $11,863 | $3,382+250.8% | $4,815+146.4% | $2,597+356.9% |
| Participant deferral / active EE | $2,953 | $6,111-51.7% | $7,448-60.3% | $4,028-26.7% |
| Admin fee / account holder | $4,970 | $6,277-20.8% | $10,007-50.3% | $5,404-8.0% |