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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,970 | $91,179-29.8% | $178,499-64.2% | $79,852-19.9% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | -11.46% | 24.19%-35.7pp | 151.10%-162.6pp | 31.72%-43.2pp |
| Employer contribution / active EE | $3,246 | $3,256-0.3% | $5,011-35.2% | $2,471+31.4% |
| Participant deferral / active EE | $1,538 | $3,236-52.5% | $5,202-70.4% | $3,740-58.9% |
| Admin fee / account holder | $540 | $6,749-92.0% | $13,986-96.1% | $5,306-89.8% |