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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,268 | $77,908-79.1% | $149,696-89.1% | $75,173-78.4% |
| Participation rate | 52.0% | 65.6%-13.6pp | 78.8%-26.8pp | 67.2%-15.2pp |
| Annual return | 16.59% | 31.73%-15.1pp | 134.46%-117.9pp | 160.72%-144.1pp |
| Employer contribution / active EE | $689 | $3,138-78.0% | $4,821-85.7% | $2,671-74.2% |
| Participant deferral / active EE | $859 | $3,411-74.8% | $5,682-84.9% | $4,126-79.2% |
| Admin fee / account holder | $74 | $5,950-98.8% | $13,212-99.4% | $5,651-98.7% |