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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,740 | $70,587-79.1% | $124,693-88.2% | $85,847-82.8% |
| Participation rate | 73.7% | 64.4%+9.3pp | 74.6%-0.9pp | 69.3%+4.4pp |
| Annual return | 37.88% | 20688.83%-20651.0pp | 5144.19%-5106.3pp | 318.61%-280.7pp |
| Employer contribution / active EE | $1,922 | $1,913+0.4% | $3,324-42.2% | $2,565-25.1% |
| Participant deferral / active EE | $2,465 | $2,969-17.0% | $4,615-46.6% | $3,952-37.6% |
| Admin fee / account holder | $523 | $5,282-90.1% | $7,494-93.0% | $6,261-91.6% |