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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,874 | $29,319-90.2% | $52,425-94.5% | $82,448-96.5% |
| Participation rate | 90.2% | 46.9%+43.4pp | 55.6%+34.6pp | 68.1%+22.2pp |
| Annual return | 22.93% | 535.20%-512.3pp | 302.12%-279.2pp | 41.64%-18.7pp |
| Employer contribution / active EE | $843 | $586+43.8% | $914-7.8% | $2,551-66.9% |
| Participant deferral / active EE | $1,611 | $1,171+37.5% | $1,790-10.0% | $4,139-61.1% |
| Admin fee / account holder | $646 | $1,962-67.1% | $2,495-74.1% | $7,234-91.1% |