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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,198 | $183,592-52.5% | $155,574-44.0% | $145,877-40.2% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.99% | 61.37%-47.4pp | 64.87%-50.9pp | 551.28%-537.3pp |
| Employer contribution / active EE | $2,760 | $5,317-48.1% | $4,676-41.0% | $4,663-40.8% |
| Participant deferral / active EE | $6,890 | $6,466+6.6% | $5,629+22.4% | $6,691+3.0% |
| Admin fee / account holder | $333 | $19,316-98.3% | $15,914-97.9% | $13,402-97.5% |