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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,933 | $227,291-37.6% | $214,702-33.9% | $155,188-8.5% |
| Participation rate | 92.9% | 88.0%+4.9pp | 87.5%+5.4pp | 80.8%+12.1pp |
| Annual return | 12.95% | 60.08%-47.1pp | 54.55%-41.6pp | 148.84%-135.9pp |
| Employer contribution / active EE | $17,919 | $6,772+164.6% | $6,461+177.4% | $4,248+321.9% |
| Participant deferral / active EE | $14,803 | $9,582+54.5% | $9,147+61.8% | $6,531+126.6% |
| Admin fee / account holder | $44,184 | $20,413+116.5% | $19,830+122.8% | $14,480+205.1% |