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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,933 | $223,823-36.6% | $211,142-32.8% | $154,746-8.3% |
| Participation rate | 92.9% | 87.9%+5.0pp | 87.3%+5.6pp | 80.7%+12.2pp |
| Annual return | 12.95% | 50.39%-37.4pp | 46.84%-33.9pp | 172.34%-159.4pp |
| Employer contribution / active EE | $17,919 | $6,787+164.0% | $6,442+178.2% | $4,379+309.2% |
| Participant deferral / active EE | $14,803 | $9,750+51.8% | $9,284+59.4% | $6,730+119.9% |
| Admin fee / account holder | $44,184 | $19,707+124.2% | $19,076+131.6% | $14,365+207.6% |