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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,933 | $275,752-48.5% | $256,809-44.7% | $198,609-28.5% |
| Participation rate | 92.9% | 89.2%+3.7pp | 88.5%+4.3pp | 82.4%+10.5pp |
| Annual return | 12.95% | 34.81%-21.9pp | 32.73%-19.8pp | 202.70%-189.8pp |
| Employer contribution / active EE | $17,919 | $7,721+132.1% | $7,263+146.7% | $5,055+254.5% |
| Participant deferral / active EE | $14,803 | $10,037+47.5% | $9,520+55.5% | $6,977+112.2% |
| Admin fee / account holder | $44,184 | $25,716+71.8% | $25,146+75.7% | $19,030+132.2% |