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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,933 | $209,336-32.2% | $197,124-28.0% | $137,256+3.4% |
| Participation rate | 92.9% | 87.3%+5.6pp | 86.7%+6.1pp | 80.0%+12.9pp |
| Annual return | 12.95% | 48.09%-35.1pp | 44.34%-31.4pp | 220.34%-207.4pp |
| Employer contribution / active EE | $17,919 | $6,591+171.9% | $6,227+187.7% | $4,156+331.2% |
| Participant deferral / active EE | $14,803 | $9,614+54.0% | $9,135+62.0% | $6,407+131.0% |
| Admin fee / account holder | $44,184 | $17,308+155.3% | $16,298+171.1% | $12,270+260.1% |