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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,588 | $96,691-78.7% | $86,656-76.2% | $139,487-85.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 18.08% | 106.87%-88.8pp | 593.09%-575.0pp | 373.84%-355.8pp |
| Employer contribution / active EE | $6,411 | $3,267+96.2% | $3,025+111.9% | $4,755+34.8% |
| Participant deferral / active EE | $5,747 | $4,838+18.8% | $4,439+29.5% | $6,713-14.4% |
| Admin fee / account holder | $336 | $6,414-94.8% | $5,619-94.0% | $11,407-97.1% |