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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,233 | $72,071-42.8% | $68,368-39.7% | $137,256-70.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 15.91% | 353.14%-337.2pp | 292.57%-276.7pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,865 | $2,788+2.8% | $2,649+8.1% | $4,156-31.1% |
| Participant deferral / active EE | $6,014 | $4,410+36.4% | $4,123+45.9% | $6,407-6.1% |
| Admin fee / account holder | $1,814 | $5,336-66.0% | $5,150-64.8% | $12,270-85.2% |