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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,265 | $88,815-64.8% | $81,882-61.8% | $145,897-78.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 9.37% | 1033.75%-1024.4pp | 779.47%-770.1pp | 552.29%-542.9pp |
| Employer contribution / active EE | $9,861 | $3,086+219.5% | $2,916+238.2% | $4,663+111.5% |
| Participant deferral / active EE | $5,029 | $4,647+8.2% | $4,323+16.3% | $6,689-24.8% |
| Admin fee / account holder | $3,164 | $8,434-62.5% | $7,360-57.0% | $13,390-76.4% |