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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,452 | $98,760-80.3% | $149,715-87.0% | $79,858-75.6% |
| Participation rate | 93.9% | 75.8%+18.2pp | 82.5%+11.5pp | 69.6%+24.3pp |
| Annual return | 100.86% | 27.43%+73.4pp | 276.66%-175.8pp | 31.72%+69.1pp |
| Employer contribution / active EE | $4,325 | $3,217+34.4% | $4,645-6.9% | $2,471+75.0% |
| Participant deferral / active EE | $5,173 | $5,681-8.9% | $6,842-24.4% | $3,740+38.3% |
| Admin fee / account holder | $505 | $6,053-91.7% | $9,310-94.6% | $5,306-90.5% |