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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,599 | $175,259-24.9% | $149,723-12.1% | $139,487-5.7% |
| Participation rate | 81.3% | 83.4%-2.1pp | 78.8%+2.5pp | 80.3%+0.9pp |
| Annual return | 26.41% | 166.82%-140.4pp | 134.50%-108.1pp | 373.84%-347.4pp |
| Employer contribution / active EE | $1,826 | $5,478-66.7% | $4,821-62.1% | $4,755-61.6% |
| Participant deferral / active EE | $5,754 | $6,522-11.8% | $5,682+1.3% | $6,713-14.3% |
| Admin fee / account holder | $490 | $16,158-97.0% | $13,215-96.3% | $11,407-95.7% |