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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,812 | $93,598-74.6% | $135,974-82.5% | $75,173-68.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 71.84% | 30.89%+41.0pp | 68.30%+3.5pp | 160.72%-88.9pp |
| Employer contribution / active EE | $3,120 | $3,538-11.8% | $4,859-35.8% | $2,671+16.8% |
| Participant deferral / active EE | $7,240 | $6,405+13.0% | $7,760-6.7% | $4,126+75.5% |
| Admin fee / account holder | $444 | $6,978-93.6% | $10,767-95.9% | $5,651-92.1% |