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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,516 | $96,136-79.7% | $135,987-85.6% | $80,925-75.9% |
| Participation rate | 98.7% | 71.2%+27.5pp | 76.4%+22.3pp | 67.7%+31.1pp |
| Annual return | 600.15% | 28.70%+571.5pp | 580.01%+20.1pp | 35.65%+564.5pp |
| Employer contribution / active EE | $3,109 | $3,350-7.2% | $4,214-26.2% | $2,756+12.8% |
| Participant deferral / active EE | $5,966 | $5,706+4.6% | $7,027-15.1% | $4,299+38.8% |
| Admin fee / account holder | $597 | $8,236-92.8% | $6,716-91.1% | $6,940-91.4% |