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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,516 | $96,236-79.7% | $133,698-85.4% | $80,959-75.9% |
| Participation rate | 98.7% | 71.2%+27.5pp | 76.4%+22.3pp | 67.7%+31.1pp |
| Annual return | 600.15% | 28.74%+571.4pp | 580.90%+19.3pp | 35.67%+564.5pp |
| Employer contribution / active EE | $3,109 | $3,350-7.2% | $4,218-26.3% | $2,757+12.8% |
| Participant deferral / active EE | $5,966 | $5,709+4.5% | $7,016-15.0% | $4,300+38.7% |
| Admin fee / account holder | $597 | $8,250-92.8% | $6,703-91.1% | $6,925-91.4% |