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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,339 | $77,455-64.7% | $151,266-81.9% | $64,340-57.5% |
| Participation rate | 100.0% | 54.0%+46.0pp | 77.0%+23.0pp | 55.2%+44.8pp |
| Annual return | 21.14% | 16.64%+4.5pp | 180.60%-159.5pp | 24.14%-3.0pp |
| Employer contribution / active EE | $7,933 | $1,920+313.2% | $4,237+87.2% | $1,862+326.1% |
| Participant deferral / active EE | $7,237 | $3,496+107.0% | $7,337-1.4% | $2,980+142.8% |
| Admin fee / account holder | $3,694 | $2,534+45.8% | $13,159-71.9% | $3,703-0.2% |