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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,260 | $176,105-92.5% | $159,474-91.7% | $167,536-92.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 84.43% | 331.91%-247.5pp | 263.68%-179.2pp | 478.82%-394.4pp |
| Employer contribution / active EE | $2,168 | $5,299-59.1% | $4,831-55.1% | $4,839-55.2% |
| Participant deferral / active EE | $3,149 | $7,751-59.4% | $7,353-57.2% | $6,342-50.4% |
| Admin fee / account holder | $785 | $12,559-93.8% | $10,802-92.7% | $12,315-93.6% |